Which of the following expenses NOT covered by health insurance policy

Students

All full time NUS matriculated undergraduates, graduates, non-graduating students and continuing professional education students are obliged to subscribe to the university’s medical insurance scheme. This scheme provides all full time students with basic medical and personal accident insurance coverage.

Basic healthcare fees are charged to your miscellaneous student fees and due at the same time as your tuition fees. This is a compulsory scheme with no available opt-out option.

Individuals under the Research Scholars scheme will have their fees automatically deducted each semester from their stipends.

As this scheme is only available for full time students, individuals (Graduate, Undergraduate or Continuing Professional Education students) converting his/her full-time candidature mid-way to a part-time basis will not be covered. Paid premiums are not refundable.

Offered schemes for local and international undergraduates, graduates and non-graduating students vary. The following table provides a summary of the coverage for each category.

Medical benefits are only extended during the course of your study in Singapore. Benefits will cease and you are no longer eligible to the scheme’s subscription when you have/are:

  • Conferred
  • Ceased your status as a full-time student and have converted to a part-time status
  • Withdrawn from your study/course
  • Terminated from your study/course
  • On Leave of Absence (Limited Coverage for incidents/medical conditions which occur while the student is representing NUS in activities in Singapore and overseas)

Full-Time Undergraduate Students (Singapore Citizens & Singapore Permanent Residents)

SchemePolicy Terms and ConditionsClaims Information
University Health Scheme
  • Free consultation and standard drugs from University Health Physicians (Non-standard items are chargeable)
  • Co-pay 50% for investigation and procedure
  • Visit to GPs and polyclinic after UHC operating hours due to emergencies: limit to 50% co-payment per visit, reimbursable up to $60 per visit, and limit to 2 visits per policy year
*Visit to Psychiatrists at Government Restructured Hospital with referral by a physician or NUS counsellor is reimbursable at subsidised rate, subject to terms and conditions. Non-standard drugs and treatment at private clinic are strictly not claimable.

If you have incurred medical expenses, kindly submit your claims within 30 days (from the date of treatment) for processing at University Health Centre (Admin Office).

Late submissions will not be considered or processed.

Group Personal Accident Policy

View coverage details

If you have incurred medical expenses, kindly submit your claims within 30 days (from the date of treatment) for processing here:
www.mycg.com.sg/nus

Late submissions will not be considered or processed.

MYCG & PARTNERS PTE LTD

Hotline: +65 6715 9702
(24-hr hotline including emergencies) 
MYCG: +65 8118 6924  / +65 9762 2062
Email: 
Web: www.mycg.com.sg/nus 

Hospitalisation and Surgical Insurance Policy

View coverage details

Outpatient Specialist Insurance Policy

View coverage details

Full-Time Undergraduate Students (International)

SchemePolicy Terms and ConditionsClaims Information
University Health Scheme
  • Free consultation and standard drugs from University Health Physicians (Non-standard items are chargeable)
  • Free most of the basic in-house investigation
  • Co-pay $5-30 for other investigation and procedure
  • Visits to GPs and polyclinic during UHC non-operating hours due to emergencies may be claimable  50% co-payment per visit, reimbursable up to $60 per visit, and limit to 2 visits per policy year

If you have incurred medical expenses, kindly submit your claims within 30 days (from the date of treatment) for processing at University Health Centre (Admin Office).

Late submissions will not be considered or processed.

Group Personal Accident Policy

View coverage details

If you have incurred medical expenses, kindly submit your claims within 30 days (from the date of treatment) for processing here:
www.mycg.com.sg/nus

Late submissions will not be considered or processed.

MYCG & PARTNERS PTE LTD

Hotline: +65 6715 9702
(24-hr hotline including emergencies) 
MYCG: +65 8118 6924  / +65 9762 2062
Email: 
Web: www.mycg.com.sg/nus  

Hospitalisation and Surgical Insurance Policy
(Include Outpatient Mental Health Treatment)

View coverage details

Outpatient Specialist Insurance Policy

View coverage details

Full-Time Local & International Graduate, Non-Graduating Students &Continuing Professional Education Students

Student Travel Insurance

Please click here for student travel insurance matters.

COVID-19 Student Insurance

Please click here for student insurance coverage.

How does health insurance work in Singapore?

Singapore's public healthcare is funded by taxes, which only cover about one-fourth of Singapore's total health costs. Individuals and their employers pay for the rest in the form of mandatory life insurance schemes and deductions from the compulsory savings plan or the Central Provident Fund (CPF).

How is health insurance in Canada?

In Canada, the national government funds health insurance. Most of the services patients would receive from a hospital or general practitioner (GP) office are covered by government insurance.

Which of the following individuals is eligible for health savings account?

Anyone is eligible to open a Health Savings Account (HSA), including individuals, employees, and employers, provided they are: Covered by a high deductible health plan. Not covered by another health plan. Not claimed as a dependent on another person's tax return.